Chingaari is based on three characters. It is the story of a young and innocent postman, played by Anuj Sawhney, who comes as a crusader with innocent views. Sushmita plays the character of Basanti, who is a humiliated, frightened and ravaged sex worker.
She falls in love with the postman but is not allowed to dream of a relationship with him. She revolts and that creates a spark or chingari. Mithun Chakraborthy plays Bhuvan Panda, a village priest who misuses his powers and incidentally, falls in love with Basanti.
Will Basanti be able to get her love? Or will Bhuvan Panda again misuse his powers to stop Basanti?